Broke by the Eighteenth: How the 50/30/20 Rule Fixed My Dorm Month
How a 50 30 20 budget calculator checks a real month: which categories count as needs, what the rule asks for in money, and what to change when it says no.
Budget & Savings Planner with Charts
Track earnings and monthly expenses, see where your money goes, and project savings over the timeframe you pick with clean charts.
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Frequently asked questions
How do I set up a budget?
Add each income source (wages, allowance, freelance) with its amount and weekly or monthly frequency, then add expenses under categories like rent, groceries, tuition, or transport. The dashboard converts everything to a monthly scale and totals income against spending.
I get paid weekly. How is that counted?
A weekly amount is converted to its monthly equivalent by multiplying by 52/12, so a part-time paycheck and a monthly rent charge add up on the same scale.
How do I see where my money goes?
The breakdown lists every expense category sorted by size, each with its share of your total spending and of your income. The biggest line item gets an eye-opener card showing how much a 15% trim would free up per month.
How is my savings rate and semester projection calculated?
Monthly income minus monthly expenses is your leftover: what you actually keep each month, or lose when it is negative. Multiply it by your semester length, settable from 1 to 24 months, to project what you will have saved by term end. Your entries are saved only on this device and nothing is uploaded.